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Posts Tagged ‘Payment Options’

12 Questions to Ask Your Specialist about Fertility

Monday, June 13th, 2011

If you’ve had difficulty becoming pregnant, you may be considering fertility treatments. However, the options available – not to mention the confusing information distributed by some unreliable sources – may be enough to make your head spin.

That’s why we strongly suggest that you write down questions/concerns/ideas before visiting your chosen fertility clinic. Below are 12 topics you’ll probably want to address for peace of mind and education.

1. How can we discover why I’m unable to get pregnant?

2. What are the causes of infertility in women my age?

3. Am I a good candidate for fertility treatments?

4. What will the evaluation process be like?

5. What fertility treatments do you have available?

6. Which fertility treatments have historically worked best for women my age?

7. What is the treatment process like? Is there much downtime?

8. What are the risk associated with IVF, IUI and other forms of fertility treatments?

9. Does my insurance carrier typically cover any aspect of fertility treatments?

10. What payment options exist if I go forward with fertility treatments which are not covered by insurance?

11. How long has your clinic’s medical staff been doing this type of work?

12. What type(s) of psychological preparation should I consider if I go forward with fertility treatments?

Of course, you’re likely to have additional considerations based on your unique fertility situation. As we noted above, write down everything you’ll want to know to make an informed decision for yourself and your family. Then, bring it (and a notebook) with you when you first meet with your fertility specialist.

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Paying for Fertility Treatments

Friday, January 15th, 2010

Have you hesitated to consider investigating fertility treatments because you’re worried about the potential cost?  Then you’re not alone.  Many individuals and couples assume they “can’t afford it” and decide not to pursue their dreams of having a child.

Fortunately, there are numerous ways to pay for fertility treatments that won’t render you penniless.  Consider these methods that others have successfully tried:

  • Buy special infertility insurance.  There are some insurance companies that now offer insurance packages for fertility treatments.  In fact, yours might have an option that you don’t know about.
  • Don’t start with the most expensive treatment.  When considering fertility treatments, don’t assume you’ll need the most costly treatment.  Ask your doctor for choices.
  • See if your fertility treatments are tax deductible.  Check with your accountant and see if you can deduct fertility treatment costs off your taxes.  This can be a great help.
  • Take out a special loan for fertility treatments.  There are loans available to individuals and couples who intend to undergo fertility procedures.  This can help tremendously if you qualify.
  • Ask for help from family members.  Though you probably don’t want to rely too heavily on your family, if you have a close-knit relationship with your parents and they’ve offered assistance, you might want to consider taking it. 
  • Talk with your reproductive science specialist’s office about payment options and alternatives.  At a clinic like RSI, we often handle inquiries about payment options and we’re happy to explain the different routes people have taken.  You never know until you ask.
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